Groveland Public Adjuster — We Work for You, Not the Insurance Company

Property damage in Groveland? You are the only party in your claim without a professional on your side — unless you hire one. Public Loss Adjusters is a licensed Florida public adjusting firm based in Montverde, minutes from Groveland. I represent you. Never the insurance company.

Groveland Is Growing Fast — and New Houses Get a Specific Denial

Groveland has been one of the fastest-growing towns in Lake County — the newer subdivisions along 50 and 27, developments filling in south and west of the historic core, thousands of homes built in the last decade or two.

Newer construction draws a very specific carrier argument, and it is a nonsense one: they deny roofs for “wear and tear” on houses barely standing long enough to wear. They call damage “pre-existing” on homes that don’t have a past. The older core near downtown gets the opposite: maintenance, age, the slow-leak argument. Two different houses. Same goal: pay you less than the policy owes.

What Hits Groveland

• Roof & wind damage — ridge and open-country storm exposure; the most-denied claim in Central Florida
• Hail — the damage carriers most love to call cosmetic
• Water damage — supply-line and plumbing failures; the most underpaid loss in the state
• Lightning — the ridge draws it, and most of the damage isn’t visible
• Mold — what grows out of the water claim that was shorted the first time

Results Minutes Away

Real settled claims. Client identities protected.

Before You Call Your Insurer

How a loss is described and documented at the very start can decide what it ends up being worth. There’s a right way and a costly way, and most homeowners never learn which they used until it’s already on the record. That is exactly the gap I exist to close.

Denied? A denial is a position, not a verdict. I re-document and work to reverse it.
Underpaid? I pursue what your policy actually owes.

Serving Groveland and Lake County.

Why Public Loss Adjusters