Florida Public Adjusters: We Work for You, Not the Insurance Company
Why Hire a Public Adjuster?
Insurance companies have adjusters protecting their interests — you need one protecting yours.
A licensed public adjuster levels the playing field when you file a property damage claim. We handle the paperwork, estimates, and negotiations to make sure you get every dollar your policy allows — not just what the carrier offers.
What We Do:
Get paid what it truly costs to rebuild
Review your policy for hidden coverage
Prove the cause and extent of your loss
Negotiate directly with your carrier
We are a Florida public adjusting firm with the goal of providing homeowners, renters, and business owners the opportunity to make the most of their insurance claims. We work with you (we’re not affiliated with any insurance companies) and your best interests are our focus. We are YOUR Florida Public Adjuster, working just for you. Serving the Orlando Metropolitan Area.
How Public Loss Adjusters Works for You
From inspection to payout, we handle every detail.
1. Inspect & Document
We inspect your property from top to bottom, photograph and record every point of damage, and prepare a detailed loss estimate.
2. Negotiate & Advocate
We communicate directly with your insurance company so you don’t have to. Our job is to prove the claim’s value and secure the maximum settlement.
3. Settle & Rebuild
Once your claim is paid, you have the funds to repair, replace, or restore your property — without the stress or delays.
What Types of Damage Can Your Florida Public Adjuster Help With?
- Plumbing leaks
- HVAC leaks
- Roof leaks or missing shingles
- Fire/smoke/soot damage
- Lightning or electrical
- Theft
- Vandalism
- ANYTHING not specifically excluded in your policy
PLA WILL USE 20+ YEARS OF CONSTRUCTION AND INSURANCE EXPERIENCE TO INSPECT YOUR HOME FROM TOP TO BOTTOM. WE WILL FULLY DOCUMENT THE LOSS, NEGOTIATE WITH YOUR INSURANCE COMPANY AND GET YOU THE MAXIMUM YOU ARE ENTITLED TO FROM THE POLICY.
You may have up to five years from the date of your loss to reopen a claim. Whether your claim is new or old, hire a professional to work on your behalf and leave the frustration behind. Serving from Clermont, Florida, and the Orlando Metropolitan Area.
Homeowners Claims
FACT: If you own a home you pay an insurance policy every month
FACT: That policy is designed to repair or replace almost every part and everything in you home under certain conditions
Your homeowners policy insures you against losses sustained by storms, theft, accidents and a host of other perils that cause your home or property to be damaged or destroyed. You have suffered a loss. We can help make you whole again. After our extensive documentation process, we review your coverage and estimate your repair and replacement costs. We interact with your insurance company so that you do not have to. You may have up to five years from the date of your loss to reopen a claim. Whether your claim is new or old, hire a professional to work on your behalf and leave the frustration behind.
Renters Insurance Claims
The claims adjuster is an employee of your insurance company. We work for you. We aggressively advocate on your behalf in your best interest. When we present this information to your insurance company and their claims adjuster, we work tirelessly to get them to see it from your side. We negotiate with your insurance company until you get the maximum property claim settlement.
BUSINESS CLAIMS
Let us assist you in documenting your damage and communicating with your insurance company to maximize your settlement. Our professionals can assist you in the claims process. Dealing with an insurance company’s claims adjuster can be frustrating and time-consuming, keeping your from your business for hours a day. It is our job to work on your behalf to get you the highest claim payment possible. We document your loss, providing clear evidence of the damage to your insurance company.
SCHEDULE A FREE CONSULTATION
⏰ Florida law limits how long you have to reopen or supplement an underpaid claim
If your Florida claim was closed or underpaid, Fla. Stat. 627.70132 generally gives you a running window to act — but the clock starts on your date of loss, not the day you discover the shortfall. In most cases that means you may have less time than you think.
Your policy’s own notice terms can be shorter, and every claim is different. Figuring out whether your window is still open — and acting before it closes — is exactly what we handle. Call (352) 353-4556 and we’ll tell you where you stand.
Is My Window Still Open? — Call (352) 353-4556General information about Florida claim deadlines, not legal advice. Statutory windows can vary by claim and policy, and your policy’s prompt-notice terms may be shorter — contact us to confirm your specific deadline.
Your Florida public adjuster — and public insurance adjuster — working only for you.
Insurance companies have their own adjusters. You should have one too. As licensed Florida public adjusters (public insurance adjusters), we handle the inspection, documentation, estimate, and negotiation on denied, underpaid, and storm-damaged claims — and we answer to one party: you, never the insurance company.
Real Florida claims we recovered
Lake County roof & water claim
A Leesburg-area homeowner’s roof leak had spread into the kitchen ceiling. We documented the full loss the first look had missed and pursued a claim of roughly $29,000.
Orlando pipe & water claim
After sudden water damage from a failed pipe, we re-scoped every affected area and the claim settled at the carrier’s final agreed figure of about $17,600.
Real claims handled by Public Loss Adjusters, LLC. Client details anonymized and amounts rounded to protect privacy. Every claim is different; individual results vary.
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