Theft & Burglary Insurance Claim Help

A theft claim is decided by proof and documentation — exactly where homeowners come up short

After a theft or break-in, your claim turns on proving what was taken, what it was worth, and that the loss is covered — and insurers scrutinize every line. Missing receipts, valuation disputes, sub-limits on jewelry and electronics, and questions about the circumstances are where these claims get cut down or denied. Building that proof the way an insurer respects is exactly what most homeowners can’t do alone. That is exactly the gap we close.

And it costs you nothing out of pocket. A licensed public adjuster handles your theft claim on contingency — we’re paid a percentage only if we recover for you. No recovery, no fee. Whether you’re about to file or you’ve already been paid too little, the most valuable move you can make is to talk to us before you settle anything with your insurer.

Call (352) 353-4556 — Free Theft Claim Review Get My Free Claim Review

“PUBLIC LOSS ADJUSTERS CAN NEGOTIATE A PAYOUT THAT IS 20% TO 60% HIGHER THAN YOU CAN GET ON YOUR OWN.”

We can help by documenting the stolen items and estimating their replacement cost. We will help you to understand the difference between Actual Cash Value and Replacement Cost. We will estimate what it will take to get your doors and windows repaired or replaced. Public Loss Adjusters can help you. We will document your loss and create a detailed estimate in a language that the insurance company understands. We use facts, figures and your own policy language to aggressively advocate on your behalf for a higher claim payment.

⏰ Underpaid on a past theft claim? Florida law may still give you a window.

If a Florida insurer closed or underpaid a theft claim, Fla. Stat. 627.70132 generally gives you a running window to act — but the clock runs from your date of loss, not the day you discover the shortfall. In most cases that means you may have less time than you think.

Reopen a closed claimgenerally within 1 year of the date of loss — for additional costs on damage that was already disclosed.

File a supplemental claimgenerally within 18 months of the date of loss — for additional damage from the same event the insurer already adjusted.

Your policy’s own notice terms can be shorter, and every claim is different. Whether your window is still open — and acting before it closes — is exactly what we handle. Call (352) 353-4556 and we’ll tell you where you stand.

Is My Window Still Open? — Call (352) 353-4556

General information about Florida claim deadlines, not legal advice. Statutory windows can vary by claim and policy, and your policy’s prompt-notice terms may be shorter — contact us to confirm your specific deadline.

Talk to us before you settle your theft claim

We inspect the full loss, document what the carrier’s scope leaves out, and negotiate for the payout your policy actually owes — so you’re not fighting the insurance company alone.

● In the insurance industry since 1991 · Licensed Public Adjuster (Lic. #A161638) · Senior Professional Public Adjuster (SPPA), Associate in Claims (AIC, AIC-M)★ 4.8 · 10 Google reviews● We work for YOU, not the insurer● We only get paid when you do

Theft claim? 📞 Call (352) 353-4556

Theft & Burglary Insurance Claims in Florida

A theft claim is decided by proof and documentation — exactly where homeowners come up short

“PUBLIC LOSS ADJUSTERS CAN NEGOTIATE A PAYOUT THAT IS 20% TO 60% HIGHER THAN YOU CAN GET ON YOUR OWN.”

⏰ Underpaid on a past theft claim? Florida law may still give you a window.

Talk to us before you settle your theft claim

Thank you — we’ve got it.