What is a Public Adjuster?
There is already an adjuster on your claim — the question is who that adjuster works for
When you file a property insurance claim, the company sends its own adjuster: a trained professional whose job is to value your loss on behalf of the party that has to pay it. What most homeowners never realize is that there is a licensed professional who does exactly that work for the other side — for you. A public adjuster inspects the full loss, documents what the carrier’s scope leaves out, and negotiates for the payout your policy actually owes. The distance between what an insurer offers on its own and what your claim is genuinely worth is where a public adjuster earns their keep — and it is usually far more than most homeowners expect. That is exactly the gap we close.
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Public Loss Adjusters is a public adjusting company that works for you, the Insured. You have suffered a loss. Whether your property is residential, commercial or marine, PLA can help you. We document your loss, providing clear evidence of the damage to your insurance company.
Do you believe the amount of money they are offering you is less than your claim is worth? Call us! After our documentation process, we review your coverage and estimate what it will take to make you whole again.
We interact with your insurance company so that you do not have to. On average, Insured’s who used a public adjuster receive higher claim payments than those who do not.
As you may have experienced already, dealing with an insurance company’s claims adjuster can be frustrating. It is our job to work on your behalf to bring facts, figures and your own policy language to your insurance company’s adjuster to get you the highest claim payment possible. The claims adjuster is an employee of your insurance company, with an obligation to act in good faith but also with the interest of the insurance company first. We work for you. We aggressively advocate on your behalf in your best interest. We use construction industry standards to create an estimate of what it will cost to make you whole again. When we present this information to your insurance company and their claims adjuster, we work tirelessly to get them to see it from your side. We negotiate with your insurance company until you get a fair settlement.
DO YOU HAVE A NEW CLAIM?
If you recently suffered a loss and are unsure how to proceed, let us guide you. Whether you have met with the adjuster already and have a feeling that this might not go as smoothly as you had hoped or you are just starting out, we can help.
DO YOU HAVE A SUPPLEMENTAL CLAIM?
Has it been some time since you dealt with your insurance company but new problems have arisen from the same loss? Are you unsure how to proceed or do you just dread having to make that call again? Give us a call, we can help.
HAS YOUR CLAIM BEEN DENIED?
Call us! We can help. We will review your insurance policy, examine your damage and get you on track.
- LICENSED ADJUSTER
- OVER 20 YEARS OF EXPERIENCE
- EXPERIENCED WITH DEPOSITIONS
- PAST PRESIDENT ROTARY
- GRADUATE, LEADERSHIP LAKE
WE HAVE THE EXPERIENCE AND KNOWLEDGE TO MAKE YOUR JOB EASIER CALL TOLL FREE NOW FOR HELP (352) 353-4556
⏰ Already paid too little on a past claim? Florida law may still give you a window.
If a Florida insurer closed or underpaid a property claim, Fla. Stat. 627.70132 generally gives you a running window to act — but the clock starts on your date of loss, not the day you discover the shortfall. In most cases that means you may have less time than you think.
Your policy’s own notice terms can be shorter, and every claim is different. Whether a past claim can still be reopened — and what the carrier left unpaid — is exactly what we assess. Call (352) 353-4556.
General information about Florida claim deadlines under Fla. Stat. 627.70132, not legal advice. Windows run from the date of loss and vary by claim and policy; your policy’s prompt-notice terms may be shorter — contact us to confirm specific deadlines.
Denied & underpaid claims · Water damage · Fire damage · Roof claims · Hurricane & storm · Mold · Commercial · Talk to a licensed public adjuster
Get a Free Claim Review
Tell us what happened and a licensed public adjuster will review your claim — no cost, no obligation. We only get paid when you do.
That includes renters claim help for tenants whose belongings were damaged in a covered loss.