Meet Your Florida Public Adjusting Firm: Public Loss Adjusters (PLA)

A public adjuster is a professional claims handler who advocates for the policyholder in appraising and negotiating a claimant’s insurance claim. Aside from attorneys, Florida state-licensed public adjusters can legally represent the rights of an insured during an insurance claim process. Their technical expertise and ability to interpret sometimes ambiguous insurance policies allow property owners to receive the maximum amount of indemnification for their claims. Although seen many times as adversarial by the Carriers, public adjusters do (almost always) substantially increase the settlement value of the loss.

Many professionals, and persons who are either incapable due to education, age, or physical impairment, choose public adjuster representation to guide them through the process and minimize the time which must be spent to perfect their claim. Most public adjusters charge a percentage of the settlement. Primarily public adjusters review your insurance policy to determine if there is coverage for the loss, assess the cause of loss which will trigger coverage, prepare detailed scope and cost estimates many times using experts in the fields of remediation, toxicology, and construction engineers to prove their loss. Public adjusters also provide insurance policy interpretation to determine covered and uncovered items and to negotiate with the insurance Carrier to a final and fair settlement.

A Florida public adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder’s insurance company. A public insurance adjuster advocates exclusively for policyholders.

We are a Florida public adjusting firm with the goal of providing homeowners, renters, and business owners the opportunity to make the most of their insurance claims. We work with you (we’re not affiliated with any insurance companies) and your best interests are our focus. We are YOUR Florida Public Adjuster, working just for you. Serving the Orlando Metropolitan Area.

PLA WILL FIND THE $$ FOR REPAIRS INSIDE YOUR PROPERTY IF YOU HAVE INSURABLE DAMAGES.

You have suffered a loss. We can help make you whole again. Dealing with an insurance company’s claims adjuster can be frustrating. It is our job to work on your behalf to get you the highest claim payment possible. We document your loss, providing clear evidence of the damage to your insurance company. After our extensive documentation process, we review your coverage and estimate your repair and replacement costs. We interact with your insurance company so that you don’t have to.

The claims adjuster is an employee of your insurance company. We work for you. We aggressively advocate on your behalf in your best interest.  We use construction industry standards to create an estimate of what it will cost to make you whole again. When we present this information to your insurance company and their claims adjuster, we work tirelessly to get them to see it from your side. We negotiate with your insurance company until you get the maximum property claim settlement.  

What Types of Damage Can Your Florida Public Adjuster Help With?

• Plumbing leaks
• HVAC leaks
• Roof leaks or missing shingles
• Fire/smoke/soot damage
• Lightning or electrical
• Theft
• Vandalism
• ANYTHING not specifically excluded in your policy

PLA WILL USE 20+ YEARS OF CONSTRUCTION AND INSURANCE EXPERIENCE TO INSPECT YOUR HOME FROM TOP TO BOTTOM. WE WILL FULLY DOCUMENT THE LOSS, NEGOTIATE WITH YOUR INSURANCE COMPANY AND GET YOU THE MAXIMUM YOU ARE ENTITLED TO FROM THE POLICY.

You may have up to five years from the date of your loss to reopen a claim.  Whether your claim is new or old, hire a professional to work on your behalf and leave the frustration behind. Serving from Clermont, Florida, and the Orlando Metropolitan Area.