Hail Damage Insurance Claim Help | Public Loss Adjusters

Hail damage is the easiest claim for an insurer to wave off — and the easiest to lose

Hail is quiet. The damage often isn’t dramatic to an untrained eye, and that’s exactly what insurers count on — they inspect, call it cosmetic or pre-existing, and close the file. But bruised shingles, dented soft metals, and granule loss add up to a covered loss that shortens the life of your roof. How that damage is found and documented is what separates a denial from a paid claim, and most homeowners never see the difference. That is exactly the gap we close.

And it costs you nothing out of pocket. A licensed public adjuster handles your hail damage claim on contingency — we’re paid a percentage only if we recover for you. No recovery, no fee. Whether you’re about to file or you’ve already been paid too little, the most valuable move you can make is to talk to us before you settle anything with your insurer.

Call (352) 353-4556 — Free Hail Damage Claim Review Get My Free Claim Review

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Wondering what do do after hail damage? Find out if you can file a hail damage insurance claim and how to get the best results!

“PUBLIC LOSS ADJUSTERS CAN NEGOTIATE A PAYOUT THAT IS 20% TO 60% HIGHER THAN YOU CAN GET ON YOUR OWN.”

WHAT DO YOU DO NOW?

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Dealing with your insurance company can be complicated, frustrating and confusing. Their experts will try to determine what is covered under your policy. They’ll pay what they think is right, but you may disagree. Even worse, they may try to get away with paying as little as possible.

⏰ Underpaid on a past hail damage claim? Florida law may still give you a window.

If a Florida insurer closed or underpaid a hail damage claim, Fla. Stat. 627.70132 generally gives you a running window to act — but the clock runs from your date of loss, not the day you discover the shortfall. In most cases that means you may have less time than you think.

Reopen a closed claimgenerally within 1 year of the date of loss — for additional costs on damage that was already disclosed.

File a supplemental claimgenerally within 18 months of the date of loss — for additional damage from the same event the insurer already adjusted.

Your policy’s own notice terms can be shorter, and every claim is different. Whether your window is still open — and acting before it closes — is exactly what we handle. Call (352) 353-4556 and we’ll tell you where you stand.

Is My Window Still Open? — Call (352) 353-4556

General information about Florida claim deadlines, not legal advice. Statutory windows can vary by claim and policy, and your policy’s prompt-notice terms may be shorter — contact us to confirm your specific deadline.

Talk to us before you settle your hail damage claim

We inspect the full loss, document what the carrier’s scope leaves out, and negotiate for the payout your policy actually owes — so you’re not fighting the insurance company alone.

● In the insurance industry since 1991 · Licensed Public Adjuster (Lic. #A161638) · Senior Professional Public Adjuster (SPPA), Associate in Claims (AIC, AIC-M)★ 4.8 · 10 Google reviews● We work for YOU, not the insurer● We only get paid when you do

Hail Damage claim? 📞 Call (352) 353-4556

Hail Damage Insurance Claims in Florida