Public Adjuster Near Me

Denied, underpaid, or storm-damaged claim in Florida? A licensed public adjuster near you levels the playing field — we work only for you, never the insurance company, to get every dollar your policy allows.

● In the insurance industry since 1991 · Licensed Public Adjuster (Lic. #A161638)★ 4.8 · 10 Google reviews● We only get paid when you do

What a public adjuster near you actually does

Many homeowners learn the hard way that an insurance company is a business like any other — with one overriding goal: pay as little as possible. Your policy effectively makes it your job to become an adjuster, estimator, and contractor overnight. A public adjuster flips that. We inspect your property from top to bottom, document every point of damage, prepare a detailed estimate, and negotiate directly with your carrier — so you don’t have to fight them alone.

A local public adjuster across Central Florida — and statewide

We’re based in Central Florida and serve the whole Orlando metro in person. Because much of claim work is document-driven, we also represent policyholders on reopened and supplemental claims statewide. Wherever you are, your adjuster is a licensed professional — not a call center.

OrlandoKissimmeeWinter GardenLake MaryAltamonte SpringsSanford

Plus Clermont, Winter Park, Apopka, Oviedo, Ocoee and communities across Orange, Osceola, Lake, and Seminole counties — and statewide for claim reviews, reopens, and supplements.

Related: Central Florida Public Adjusters · insurance claim denied · commercial property damage claims

Real Florida claims we recovered

Recovered ≈ $29,000

Lake County roof & water claim

A Leesburg-area homeowner’s roof leak had spread into the kitchen ceiling. We documented the full loss the first look had missed and pursued a claim of roughly $29,000.

Settled ≈ $17,600

Orlando pipe & water claim

After sudden water damage from a failed pipe, we re-scoped every affected area and the claim settled at the carrier’s final agreed figure of about $17,600.

Real claims handled by Public Loss Adjusters, LLC. Client details anonymized and amounts rounded to protect privacy. Every claim is different; individual results vary.

⏰ Florida law limits how long you have to reopen or supplement an underpaid claim

If your Florida claim was closed or underpaid, Fla. Stat. 627.70132 generally gives you a running window to act — but the clock starts on your date of loss, not the day you discover the shortfall. In most cases that means you may have less time than you think.

Reopen a closed claimgenerally within 1 year of the date of loss — for additional costs on damage that was already disclosed.
File a supplemental claimgenerally within 18 months of the date of loss — for additional damage from the same event the insurer already adjusted.

Your policy’s own notice terms can be shorter, and every claim is different. Figuring out whether your window is still open — and acting before it closes — is exactly what we handle. Call (352) 353-4556 and we’ll tell you where you stand.

Is My Window Still Open? — Call (352) 353-4556

General information about Florida claim deadlines, not legal advice. Statutory windows can vary by claim and policy, and your policy’s prompt-notice terms may be shorter — contact us to confirm your specific deadline.

Get your free claim review

Tell us what happened. A licensed public adjuster will review your denied, underpaid, or storm-damaged claim — free, no obligation.

No cost. No obligation. We only get paid when you do. Public Loss Adjusters, LLC · Lic. #A161638 · (352) 353-4556

Public adjuster near you? 📞 Call (352) 353-4556
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