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How to File a Renters Insurance Claim

How to File Renters Insurance Claims

  1. Report Damages or Losses to Your Landlord
    Your landlord should be notified immediately regarding any damages or losses. Not only is this reporting mandatory in most states and a typical lease requirement, but your landlord may also be liable for repairing broken doors, windows, or any other damage to the unit. If your home was broken into, your landlord can also alert your neighbors of the incident.
  2. Call the police (if appropriate)
  3. Safeguarding your property
  4. Contact your renters insurance company immediately after property damage or loss.
    You need to find out if your loss is covered. In addition, almost every insurance company has a deadline for filing a claim, which is typically between 48 to 72 hours after the damage or loss happened. Ask your agent exactly how long you have to file your claim so that there will be no surprises.
  5. Contact us to get the most out of your rental insurance claim.

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“PUBLIC LOSS ADJUSTERS CAN NEGOTIATE A PAYOUT THAT IS 20% TO 60% HIGHER THAN YOU CAN GET ON YOUR OWN.”

I recommend Public Loss Adjusters without hesitation! I finally hired them after being overpowered by the insurance company. I couldn’t take their insistence in declining to pay fairly. They secured the settlement and we got their asking price.

~Beverly M.

Es una compañia con mucho carácter profesional. Ellos manejaron todo con la aseguradora con su conocimiento mucho mejor a que si lo hubiese hecho solo. Tengo mi dinero y me sobro. Ninguna queja. Gracias PLA!

photo~Marco V.

We are so relieved we chose PLA. Not in my wildest dreams would I have thought I had a chance against the insurance company. I gave in and tried. The insurance company caved in and granted us the amount PLA demanded.

~Robert T.