Hail Damage Insurance Claims

Filing Hail Damage Insurance Claims

If you believe your home has sustained damage from hail, call us for free hail damage insurance claims consultation and to discuss next steps.

Public Loss Adjusters is a public adjusting firm that will provide you with an estimate of your loss due to hail damage in the same language your insurance company uses. Our estimate will focus on the hail damage to your home or vehicles and other damage related to the initial loss which is covered under the policy. We can help you put together a hail damage insurance claim that will have the best possible return.

The weather in Florida is unpredictable. Every year, Floridians suffer millions of dollars of losses to their property due to hail storms. Your paint job on your new convertible is ruined. The beautiful copper roof over your bay window is damaged. Get help filing hail damage insurance claims and what nature has destroyed.

What Does Hail Damage to Your Roof Look Like?

Shingles can react differently when struck by hail. As an example, hail damage to asphalt and composition shingles can look very different than hail damage to wood shingles. It is important to know the different effects of the damage to properly identify whether or not you have roof damage from hail.

Asphalt and Composition Shingles Hail Damage

• Random damage with no discernible pattern.
• Hail hits that are black in color.
• Loss of granules, which may expose the roof felt.
• Asphalt and/or mat that appears shiny.
• Hail hits that are soft to the touch, like the bruise on an apple.

Wood Shingles Hail Damage

• Random damage with no discernible pattern.
• A split in the shingle that is brown/orange in color.
• A split in the shingle that has sharp corners and edges.
• A split in the shingle that has little to no deterioration at the edges.
• Impact marks or dents along the splits.

There are many other types of damage to shingles that can be mistaken for hail damage. For example, exposure to inclement weather and sunlight makes shingles brittle and gives them an aged appearance. This type of damage is normal wear and tear of shingles, which is sometimes misidentified as hail damage. Other types of normal wear and tear may include blistering, cracking, granule loss, flaking and algae. Manufacturing defects and mechanical imperfections in shingles can also be mistaken for hail damage. Our experts can help you identify the damage and file your hail damage insurance claims correctly!