Fire Claims

As fires become an increasingly prevalent threat, insurance companies are trying to cut corners on fire claims in an attempt to save money. The increasing threat of fires makes it very important to familiarize yourself with the claims process and how to file fire claims. An insurance claim, if filed properly, allows you to get reimbursed when you lose your property in a fire.

Losing your home and personal belongings to a fire is already a devastating experience. The last thing you want is your homeowners’ insurance company giving you a hard time regarding your claim.

Tips For Filing Fire Claims With Your Insurance

1. Make a Loss List
   You’ll want to make a list of everything you lost in the fire, which can take some time and reflection from everyone in your household. You want to be sure to start making this list as soon as possible so that you will remember to include everything lost by the time you file your fire claims.
2. Keep Everything, Especially Fire-Damaged Items
   Be sure not to throw anything away. It’ll be easier to prove that you really lost the items on your list if you hold on to them for the insurance adjuster to see the damage. If you throw them away, the insurance company may refuse to compensate you.
3. Call a Public Loss Adjuster or Your Insurance Company Immediately
   Insurance policies require policyholders to file their fire claims as soon as possible, so call your public loss adjuster or homeowners’ insurance company immediately to get the process started. If you don’t act immediately, you could fall to the bottom of the list of policyholders who have claims, and it could be a long time before the adjuster reaches you. If you’ve suffered losses due to a fire, Contact Us Today to Get Help With Your Fire Claims!

According to the 2019 Annual Report of the National Fire Protection Association, house fires caused Eight Billion Dollars of property loss in the US in the prior year. A home fire and the results of efforts to put out the fire can be devastating to your family. It is important to know what insurance coverage you have that will cover damage caused by fire. Fire coverage is included in most homeowners insurance policies, subject to certain exclusions.